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Good morning. My name is Oscar, part of the sales team here at Bath Volkswagen. How can I help? Hi. Is it possible to speak to Alastair, please?

Oh, yeah. Most certainly. Let me see if he's around. I know that he's not at his desk at the moment, but I will see if he's free for you. What was your name?

Matt Jacobs. Right. I saw him on on Sunday.

Okay. If he if he's not free, can always give me a callback a little later.

No. That's alright. Let me just go find out for you. What I'll do, let me pop you on hold for just a moment. Alright? Yeah. No worries. Thanks.

Hello?

Hi. Alan Smith?

Yeah. Speaking.

Hi. It's Matt Jacobs. I we we came to you on Sunday about the the GPS. Hi, Matt. Yeah. Hi. How doing? You alright?

Yeah. I'm good. I'm good.

Good. Good.

Just had

a question hoping you can help me with.

Yeah. So we're kind of looking at all

the available options to us, you know, to be we'd like to make sure we got all the information before making our our decision.

Sure.

When we're when we're looking

on the Volkswagen site around

paying for the car, obviously, it mentions around

leasing being an option, but it doesn't really have much detail. But I didn't know whether you got, like is that something you offer through

your

through through your company or, know

Yeah. I mean, when you say leasing,

do you mean like a contract hire?

Yes.

So it's literally, like, a long term rental. So,

you know, you agree a term of maybe three or four years

and an annual mileage.

You you pay a monthly rental for the car. You use the car as normal, and at the end of the term,

you just hand it back and walk away.

Yeah. Yeah. I think we we sort of, like, wanna understand like, we know, you know,

TCP or the higher purchase options there. We and that's we've got Yeah. There's obviously a lot of information about that available to us, but it's the the leasing side we weren't we didn't know what the cost would be, how that would work out. I wonder whether that's something we can talk about.

Yeah. I mean, I can get I can get a figure for you.

We always what we find is most and it, you know, it doesn't mean all customers is better for, but what we find most customers

prefer about PCP

is that you've got the same

return

ability at the end of the agreement. So with the PCP,

once you've got to the end of the term, if you didn't want to do anything with a car other than return it, you could, and you would own nothing and, you know, you just walk away without any liability.

Yeah. But what most people find is that they've built up some equity in the car. So at the end of the agreement, even if they wanted to walk away from a a Volkswagen,

swap to a different brand, buy a completely different sort of car, they will probably have built some equity up,

which they then can use into their next agreement.

Right. Okay.

And you can also

change early.

So, you know, you won't be penalized.

You'd only ever pay interest and charges up to the point that you settled. So if you settled after three years, you'd only have paid three years in interest and charges.

With a lease, you are very

it's very less

flexible.

So if you had a change of lifestyle, change of needs,

then you're sort of locked into the agreement till the end of term.

The only way you could ever change that is to negotiate with them to buy yourself out of that contract,

which Right. Normally normally carries penalties. So Yeah. Because none of us are certain about life and what what the next three or four years is gonna bring,

it's always,

I suppose, in the back of people's minds, you know, a downside.

But there's absolutely no problem. I can get you some figures,

and we can work on, you know, any term that you want. Most

most

PCH,

personal contract hires, are done on four years, so forty eight months.

And, normally, people put something like three months

rental in advance.

So you would have three plus forty five,

and you can include or exclude

service

and

tires or just service

or nothing at all, whichever you prefer.

Yes, sir.

So annual mileage, I think we talked about

10, didn't we? If I remember correctly. Probably

be well, I think $88,000

would so it pay obviously, depending on how it affects the price. 8,000 would be Yeah. Reasonable for us. You know? Okay. Yeah. Well, let's let's work on eight.

So if I do a a standard Golf GTI,

no options, just the standard car on a PCH,

four years, three plus 45 at 8,000 miles a year,

It will show you if you want to add servicing and tires. It will give you a breakdown,

which tells you what that would cost you monthly.

Okay. Yep.

Now we've got no

control over what what the rentals are because it's

it comes direct from Volkswagen.

So they set that.

Whichever dealership you went to, it'd always be the same.

Right. But it it it's a good a good way to look at a comparable

to what the PCP would cost. And if you look at them side by side, which I can do for you,

you know, you'll you'll have an idea of whether

which, you know, which which is better for you.

Yeah. Okay.

That's good to me.

Alright. Well, I shall get that over to you later today.

Alright. Cool. Have you got our email address? Yeah. You have. We gave it Claire Matt twenty seventeen. Yes. Yeah. I've got all that. Yeah. That's all on all on file for you. Lovely. Alright. Great. Thanks, Alex. Thanks, Matt, and thanks for calling.

Alright. Speak to you later. Bye.

Bye.